How It Works

Applying for money could not be any easier. We will source the best loan from the best institution at the best interest rate - making it affordable!

The process is simple:

1. Complete the 2-minute application form on the front screen
2. Your application is received by us, and reveiwed
3. We then pass your application on to the relevant lending institutions
4. They may contact you for further information (for example, copy of ID, proof of income and proof of residence)
5. Once your loan is approved, the cash appears in your bank!

Changing Legislation - The National Credit Authority

The new National Credit Regulations Act will determine how much money you qualify for. Our affiliates will make their best effort to help you get the loan you need.

needcash.co.za is not a lending institution. We are only a bridge to helping you find the most affordable loans available. needcash.co.za is not registered with the Financial Services Board, as we do not provide any advice or services to our clients. All our affiliates, however, are carefully selected and are current members of the FSB.